What are hospital charges?
Hospital charges are charges for services performed at one of our Henry Ford hospitals, or a hospital outpatient department. Many of our locations are extensions of our hospitals and may generate hospital charges.
What are professional charges?
Professional charges are typically from physicians and other providers. We include the professional charges in estimates when the clinician is an employee of Henry Ford Health. We have a large group of employed physicians, so many of our estimates will include these types of charges.
What is included in my estimate?
In most cases, your estimate includes hospital and professional charges that are based upon the most common tests and procedures performed with your service, specific to your insurance plan. Your actual charges may be higher or lower depending on whether additional services are performed, if your medical condition changes or if complications occur.
I have insurance. How can I tell what I will have to pay out-of-pocket?
When you are creating the estimate, you will be able to enter your primary insurance information and receive an estimate of your out-of-pocket costs based upon information we receive from your insurance company.
The online estimate tool will only consider your primary insurance information. Please contact the Pricing Department for assistance with calculating out-of-pocket costs if you have multiple insurance plans.
What if I have questions about my estimate; or feel that the estimated out-of-pocket seems incorrect?
Insurance companies send us real-time benefit information to create your estimate. If you feel something is missing — like coinsurance, copay or deductible, please call the Pricing Department at (888) 455-2678 Monday through Friday, 8 a.m. to 5 p.m. Representatives can verify insurance details, and ensure you received the best estimate possible.