How HFPN’s Direct-to-Employer Plan Works

What is a Direct-to Employer Plan?

A direct-to-employer (D2E) plan connects a healthcare organization and its providers directly with an employer’s benefits/HR team to co-create a medical plan that supports employees, their dependents and the company’s financial obligation.

Through the HFPN, employers can offer a high-value health plan that improves outcomes, enhances employee satisfaction and helps manage overall healthcare costs. HFPN is a leader in Southeast Michigan’s value-based D2E contracting—delivering better health results, positive employee feedback and substantial employer savings.

HFPN Providers and Facilities

The HFPN is a clinically integrated network of more than 2,800 providers, including the Henry Ford Medical Group, independent specialists and primary care physicians across southeast Michigan.

Employees gain in-network access to the entire Henry Ford Health system—hospitals, medical centers, urgent care, same-day clinics, labs, radiology and nationally recognized specialty care in areas such as cancer, cardiovascular health, neurology, orthopedics, urology and transplant.

Concierge Service

Our D2E plan includes dedicated concierge support. This service helps employees select providers, schedule appointments, answer coverage questions and navigate their benefits with ease.

Why Choose a Plan with HFPN?

HFPN’s direct-to-employer plan delivers world-class care for employees while helping employers control rising healthcare costs. In many cases, employers can also lower the premiums paid by employees who choose this option.

D2E Benefits at a Glance

For employees

• Expansive high-quality network: 2,800+ providers across primary care and specialties
• 24/7 MyCare Advice Line: Around-the-clock access to care advice from Henry Ford Health registered nurses
• Coordinated care: In-network providers help prevent fragmented, redundant services
• Comprehensive support: Care management for physical, social and mental health needs
• Flexible access: In-person, virtual and digital care options
• Concierge service: Expert guidance to navigate care and benefits
• Lower costs: Employees typically see reduced premiums and coinsurance with in-network care

For employers

• Healthier workforce: Emphasis on prevention and coordinated, high-quality care
• Retention and recruitment: Lower employee contributions help attract and keep talent
• Direct involvement: Employers co-create plans with “seat at the table” access
• Flexible design: Plans and bundled services tailored to workforce needs
• Performance visibility: Regular reporting with benchmark comparisons
• Value-based model: At-risk network structure tied to outcomes
• Financial predictability: Transparent, multi-year pricing on a per-member, per-month basis

Additional benefits

• Condition-specific clinical programs, including behavioral health, musculoskeletal care, diabetes, hypertension and weight management
• Waiver review in rare cases when care is not available in-network
• Bundled payments for specific procedures
• Employer communications support, including welcome packets, two annual newsletters and enrollment reminders
• Access to additional Henry Ford Health services such as occupational health and executive health